I've worked in the health insurance industry for over 8 years.  I can definitely help you select a policy.  I think it is only fair you know what types of plans are available to you.  There's everything from plans you shouldn't consider (like discount plans and "saver" plans) to plans that provide great coverage (like PPO's and HSA's).  What is most important is to not just compare plans, but consider overall healthcare expenses, including future unknown expenses.  It's often good to view "what-if" or "worst-case" scenarios so you know what to expect in the event of an unfortunate medical need.  There are hundreds of plans available in Texas.  Once you evaluate your needs, it is easier to filter the plans to make a selection.  The next thing to consider if your body build and medical history.  Some plans look at certain medical conditions more favorably than others.  One company may cover a person with hypertension while another plan completely denies coverage.  We'll look at your medical history, and you can apply for coverage with a company who is more likely to offer you coverage.

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