Antidepressants have become so common that they typically do not cause insurance coverage to be denied.  Depending on your particular situation, you may be offered a rate higher than the standard rate.  Or, the insurance company may offer coverage, but place a waiver on coverage for depression.  This means your insurance coverage would not cover the cost of your antidepressant.  This may be of little impact to you if your antidepressant is relatively inexpensive.  For instance, a 90 day prescription of the generic for Zoloft is approximately $60-70.  However, a brand name WellButrin drug may cost over $400 per month.

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